Terms & Conditions

Effective Date: Januray 1, 2026

Welcome to the Rise Insurance Ohio website ("Website"). By accessing or using this Website, you agree to be bound by these Terms & Conditions. If you do not agree with these terms, please discontinue use of this Website.

Throughout these Terms, "Rise Insurance Ohio," "we," "our," or "us" refers to Rise Insurance Ohio.

🌐 Website Use

This Website is provided to help visitors learn about our insurance products and services, request insurance quotes, schedule consultations, and contact our agency.

You agree to use this Website only for lawful purposes and in a manner that does not interfere with the operation or security of the Website.

You may not:

• Attempt to gain unauthorized access to the Website or its systems

• Submit false or misleading information

• Interfere with Website functionality

• Use the Website for fraudulent or unlawful purposes

🛡️ Insurance Information

Information provided on this Website is intended for general informational purposes only.

While we strive to keep information accurate and up to date, insurance products, coverage options, eligibility requirements, pricing, and carrier offerings may change without notice.

Nothing on this Website should be interpreted as a guarantee of insurance coverage or eligibility.

📝 Quote Requests

Submitting a quote request does not create an insurance policy or establish insurance coverage.

Insurance coverage is not bound by:

• Completing an online form

• Sending an email

• Leaving a voicemail

• Scheduling an appointment

• Receiving a quote

Coverage becomes effective only after approval by the applicable insurance carrier and confirmation from Rise Insurance Ohio.

If you require immediate coverage, please contact our office directly.

🤝 Independent Insurance Agency

Rise Insurance Ohio is an independent insurance agency representing multiple insurance carriers.

Coverage availability, premiums, underwriting decisions, and policy terms are determined solely by the individual insurance carriers.

Carrier approval is required before any policy becomes effective.

📞 Communications

By contacting Rise Insurance Ohio through our Website, forms, email, or phone, you consent to receive communications related to your insurance inquiry or existing policies.

Standard messaging or data rates may apply depending on your service provider.

You may request that we limit future communications where applicable.

📅 Appointments

Office visits are available by appointment to ensure each client receives dedicated time and personalized service.

Appointments may be conducted:

• In person

• By phone

• Virtually

Saturday and evening appointments may be available upon request.

🚨 Claims & Emergencies

This Website should not be used to report emergency claims or situations requiring immediate attention.

If you need to report a claim, please contact your insurance carrier directly using the claims information provided with your policy or contact our office for assistance during normal business hours.

🔗 Third-Party Websites

Our Website may contain links to third-party websites, including insurance carriers and other service providers.

These websites operate independently from Rise Insurance Ohio.

We are not responsible for the content, privacy practices, or availability of third-party websites.

© Intellectual Property

All content on this Website, including text, graphics, logos, images, icons, branding, and other materials, is the property of Rise Insurance Ohio or used with permission.

Content may not be copied, reproduced, distributed, or used without prior written permission, except as permitted by applicable law.

⚠️ Disclaimer of Warranties

This Website is provided on an "as is" and "as available" basis.

While we make reasonable efforts to maintain accurate information and reliable Website functionality, we make no warranties regarding:

• Accuracy of Website content

• Continuous availability

• Freedom from errors

• Security from interruptions or technical issues

⚖️ Limitation of Liability

To the fullest extent permitted by law, Rise Insurance Ohio shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from the use of, or inability to use, this Website.

Your use of this Website is at your own risk.

📍 Governing Law

These Terms & Conditions shall be governed by the laws of the State of Ohio, without regard to conflict of law principles.

Any disputes relating to these Terms or the use of this Website shall be resolved in the appropriate courts located within the State of Ohio.

🔄 Changes to These Terms

We may update these Terms & Conditions periodically to reflect changes in our services, legal requirements, or Website functionality.

The updated version will be posted on this page with a revised Effective Date.

✉️ Contact Us

If you have questions regarding these Terms & Conditions, please contact us:

Rise Insurance Ohio

3887 Indianola Avenue, Suite 3
Clintonville, OH 43214

Phone: (614) 586-7454

Email: admin@riseinsuranceohio.com